Our dedicated professionals can and will find innovative solutions and provide unparalleled service while building profitable, lasting relationships to fulfill the financial needs of the communities we serve.


CBC National Bank Expands Small Business Lending (SBA) Division


CBC National Bank's Mortgage Division Surpasses $10 Billion Loan Production Milestone, Earns National "Top Lenders" Recognition




2013 & 2014

CBC National Bank SBA Division is #1 in Florida for Community Banks Headquartered in Florida for 7a Lending


As the financial services industry changes, we will be Innovative in delivering products and services that exceed our customers’ expectations while producing a fair return to our stockholders.


As a customer-centered business, we remain readily available, Responsive to customers' needs, and accountable for our actions. We will provide unparalleled service and support.


Our directors, officers, and staff will always perform in a Dependable manner, guided by what is most important to our business, customer service.


​Lowcountry National Bank, First National Bank of Nassau County and The Georgia Bank merged and legally began operating under the name CBC National Bank.


CBC National Bank's SBA Division Surpasses $250 Million in Loan Production and Ranked #1 in Florida Again


First Capital Bank Holding Company, headquartered in Fernandina Beach, FL, raised capital in a public offering to charter and establish First National Bank of Nassau County





Coastal Banking Company Inc. is the $562.6 million-asset bank holding company of CBC National Bank, headquartered in Fernandina Beach, Fla., which provides a full range of consumer and business banking services through full-service banking offices in Fernandina Beach, Ocala, and The Villages, Fla, and Beaufort and Port Royal, S.C. The company's residential mortgage banking division, headquartered in Atlanta, includes traditional retail and wholesale lending, as well as a national retail group that has lending offices in Florida, Georgia, Maryland, Michigan, North Carolina, Illinois, Ohio and Tennessee. The company's SBA lending division originates SBA loans primarily in Jacksonville, Ft. Myers, Tampa and Vero Beach, Fla., Greensboro, N.C., Atlanta, and Beaufort.

The company's common stock is publicly traded on the OTCQX Best Market under the symbol CBCO. The company was named to the OTCQX® Best 50 in both 2015 and 2016, an annual ranking of the top 50 U.S. and international companies traded on the OTCQX Best Market, based on equal weighting of one-year return and average daily dollar volume growth.


All Coastal Banking Company affiliate institutions began officially using the name CBC National Bank.


CBC National Bank's Acquires First Avenue National Bank of Ocala, FL. 

The values of Coastal Banking Company and CBC National Bank shape our relationships with customers, employees, and stockholders while capturing the spirit of our business practices and decisions.


Coastal Banking Company (CBC), headquartered in Beaufort, SC, raised capital in a public offering to charter and establish Lowcountry National Bank.


CBC National Bank Announces the Startup of Residential Mortgage Banking Division in Alpharetta, GA.

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About Us


Coastal Banking Company acquired First Capital Banking Company and became a multi-bank holding company operating Lowcountry National Bank (with three offices in the Beaufort market area) and First National Bank of Nassau County (with offices in Fernandina Beach, Jacksonville, FL and Savannah, GA).


​First National Bank of Nassau County acquired the Cairo Bank in Meigs, Georgia, which was renamed The Georgia Bank.