Senior Management
This section of the Coastal Banking Company, Inc. web site has links to each individual (see below for more details). Also, use the top arrows to return to the top of the page.

William Gary Horn

Gary Horn, born July 1949, Market President, previously Executive Vice President and Senior Credit Officer Lowcountry National Bank, since January 2002. He previously served as President and CEO of Beach First National Bank. He has 30 years of banking experience serving in a senior management position for the past 18 years. He graduated from Georgia Southern University, The Georgia School Of Banking at The University Of Georgia and The Stonier graduate School Of Banking at Rutgers University.

Michael G. Sanchez

Michael G. Sanchez, born October 1949, Class I Director. He is the current President & CEO of Coastal Banking Company and CBC National Bank since May 2008 and served as President and Chief Executive Officer of First National Bank of Nassau County, one of our subsidiary banks, since its inception in July 1999. He was formerly the president of Premier Bank, Atlanta, Georgia, and Summerville National Bank, Summerville, SC. He has over 30 years banking experience in large regional banks and in community banks in Georgia, South Carolina and Florida. He graduated from the University of Georgia in 1971 with a degree in Political Science.

First National Bank of Nassau County Committee Assignments
Asset and Liability, Executive

Paul R. Garrigues

Paul Garrigues, born October 1955, is Executive Vice President and CFO of Coastal Banking Company, Inc. and its subsidiaries. He was hired as Chief Financial Officer in September 2007. He has 30 years banking experiencing, and served as CFO for Big Lake National Bank in Stuart, Florida, Transnational Financial Network in San Francisco, California, Valley Construction and Development, Inc. in Walnut Creek, California, CFl Mortgage, Inc. in West Palm Beach, Florida, and others.